Document type
Service disclaimer and limitations
Effective date: October 26, 2026
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Last updated: October 26, 2026
This disclaimer sets out the scope and boundaries of information and services
provided on this site. It clarifies the relationship between the user and the
company, emphasizing limits to advice and liability.
⚠ Warnings
No guarantee of specific results.
Results depend on individual family circumstances and choices.
I. General notice
This site and its content are provided as-is without representations or warranties
regarding accuracy, reliability, or suitability for particular purposes. Use of the
service is at your own discretion and risk.
II. Limitations of liability
This section outlines limitations to liability in accordance with Canadian law.
(a) The company is not liable for any indirect or
consequential loss arising from the use of the service or content provided.
(b) The service cannot ensure particular
outcomes, and results may differ for each user or family.
(c) No warranty is made for uninterrupted or
error-free access to the website or digital resources.
(d) The company disclaims all liability for
damages resulting from the use or misuse of content or planning frameworks.
III. Accuracy of information
The information provided on this site is regularly reviewed and updated, but our
team cannot guarantee completeness or absolute accuracy. Users are encouraged to
verify details before making decisions.
Information may become outdated and is subject to change.
IV. Professional advice
Nothing on this website constitutes or is meant to constitute professional advice.
Always consult a qualified advisor for personalized guidance.
V. External links
Links to third-party sites are provided for convenience and informational purposes
only. The company is not responsible for content or privacy practices on external
sites.
VI. Results may vary
Results referenced on the site reflect individual family circumstances and are not
typical. No guarantee is made of similar results for future clients.
Individual results differ
Each family has unique factors that influence planning outcomes, and no
universal solution can be guaranteed.
VII. Financial guidance disclaimer
All information is provided as general guidance. Users should consult a qualified
professional for individual advice on expense planning or legal matters.
(a) The service does not constitute legal, tax,
or investment advice tailored to individual circumstances.
(b) No individual financial or legal
recommendation is offered or implied through this website or related materials.
(c) Results may vary according to each family’s
situation and decisions made independently.
VIII. Jurisdiction
Any disputes related to this disclaimer are subject to the jurisdiction described
below.
All disputes or claims shall be subject exclusively to Canadian law and resolved
within the jurisdiction of Canadian courts.
Canadian law governs the interpretation and application of this disclaimer and
all associated services.
Users are responsible for compliance with local, provincial, and federal laws
when using this service.
IX. Indemnification
Users agree to indemnify and hold the company harmless against any claims or damages
arising from misuse of the information or services offered on this site.
X. Severability
If any part of this disclaimer is deemed invalid or unenforceable, the remainder
shall remain in effect to the fullest extent permitted by law.
XI. Modifications
This disclaimer may be updated at any time. Changes become effective upon
publication. Continued use of the site after changes implies acceptance of the
revised terms.
XII. Contact
For inquiries related to this disclaimer, contact our team using the information
below. Responses are typically provided within two business days.
Effective date: October 26, 2026
Last updated: October 26, 2026